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At Sandora Capital, we understand that every business is unique, with its own set of challenges and opportunities. That’s why we reject the idea of a one-size-fits-all approach to financing. We believe that your business deserves a funding solution that aligns with its specific needs and goals. That's where our Merchant Cash Advance (MCA) service comes in—a flexible and accessible funding option designed to support your business when traditional loans might not be the right fit.

What is a Merchant Cash Advance?

A Merchant Cash Advance (MCA) is not a traditional loan but a financing solution where you receive a lump sum of capital in exchange for a percentage of your future credit card sales. This means that instead of making fixed monthly payments, you repay the advance with a portion of your daily sales, making it a flexible option for businesses with fluctuating revenue.

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Why Choose a Merchant Cash Advance?

  • With an MCA, you can access funds quickly—often within 24 hours—giving you the agility to seize opportunities or address urgent financial needs.

  • Since repayments are tied to your sales, you pay more when your business is thriving and less during slower periods. This adaptability can ease the financial burden during low-revenue months.

  • Unlike traditional loans that often require assets as collateral, an MCA is based on your business’s revenue, meaning no collateral is needed.

  • If your business has a steady flow of credit card transactions, you are likely to qualify for an MCA, even if your credit score isn’t perfect.

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We’re here to help you bring your business dreams to life with the right financial solutions. If you’re not sure whether an MCA is the right fit for your business, our team of experts is ready to guide you through your options and help you make the best financial decision.

Let's make your dream a reality

From Application to Funding in 3 Easy Steps

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Apply online

Answer a few questions to inform us you’re seeking funding for your business

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Get approved

Explore your business loan options. We’ll help you choose the best one

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Receive Funds

Select your offer and receive funds typically within 24 hours!

All you need to Qualify

500+

3

FICO score

most recent business bank statements

6+

months in business

$8K+

Avg. monthly revenue

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